| My Auto Loan 123
Privacy Policy |
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MyAutoLoan123.ca
Privacy Policy
The following statement discloses the privacy practices
of MyAutoLoan123.ca. Because MyAutoLoan123.ca wants to
demonstrate its commitment to consumer privacy, we have
agreed to disclose our information and security
practices.
MyAutoLoan123.ca Safeguard Policy
MyAutoLoan123.ca complies with all government
regulations in an effort to guard your personal data
from misuse. We undertake physical, electronic and
procedural steps to ensure your data is safe, and is
only used for the purposes outlined in our privacy
policy and loan application.
Acceptance of MyAutoLoan123.ca Privacy Policy
By using MyAutoLoan123.ca’s services or web sites,
you signify your agreement to the terms and conditions
of MyAutoLoan123.ca’s Privacy Policy. If you do not
consent to these terms and conditions, are not a
Canadian resident, or are under 18 years of age, please
do not use the site or MyAutoLoan123.ca services.
When you just visit one of our sites:
We use IP addresses to analyze trends, administer the
site, track user’s movement, and gather broad
demographic information. IP addresses and cookies are
not linked to personally identifiable information.
When you provide us with information:
You opt in:
1) Consent to contact: We ask for consent to follow up
with visitors regarding their application or partially
completed application.
2) Consent to seek loan approval: We ask for permission
to pull credit reports and search for an auto loan
approval with banks on our customer’s behalf.
3) Third party consent: We ask for consent to provide
customer information to third parties, which we feel
offer goods or services customers may be interested in,
outside of the parameters of obtaining an auto loan.
We use this information to evaluate your applications,
locate an appropriate lender, provide you with high
quality service, prevent fraud and, with your consent,
inform you of offers for other MyAutoLoan123.ca services offered by third parties. We may also use this
information to confirm your identity when you call us to
inquire about your accounts. We also ask for information
from our visitors at other locations on our web site.
This is considered consensually given information and
subject to the conditions of this privacy policy.
Sharing Information
MyAutoLoan123.ca may disclose information about you to
the following types of third parties: MyAutoLoan123.ca affiliates; service companies (companies that provide
services to MyAutoLoan123.ca in order to process your
application); financial institutions, and credit
bureaus, collection agencies. Your information is
disclosed to the foregoing entities solely for the
getting a loan that meets your criteria. Outlined below
is the information shared with each type of third party
and as appropriate, your options.
• Sharing Information with Service Companies -- In
order to provide quality service, MyAutoLoan123.ca contracts with service providers for essential roles in
processing your application. We may disclose some or all
of the information we collect to these service providers
but only in order to obtain credit for you. All of MyAutoLoan123.ca‘s
service providers have entered into a contract with MyAutoLoan123.ca
that forbids them from using information provided by MyAutoLoan123.ca
for any purpose other than providing the service for MyAutoLoan123.ca
customers. MyAutoLoan123.ca takes security precautions
to monitor the use of the information and prevent the
use of the information for any other purpose.
• Information Sharing With Merchants -- MyAutoLoan123.ca
does not share any information with unrelated merchants
for the purpose of extending offers of goods and
services without your consent.
• Information Sharing with Partners -- MyAutoLoan123.ca
offers its products in conjunction with financial
institutions and other businesses (collectively, MyAutoLoan123.ca
Partners). By completing a credit application with MyAutoLoan123.ca
for the purpose of locating a loan that meets your
criteria, you agree to the sharing of information with
that partner. These relationships are clearly stated in
the application and by completing the application you
agree to the information sharing by MyAutoLoan123.ca and the partner which may include: your name, address,
phone number, e-mail address, and personal financial
information.
• Credit Reports and Other Uses of Information -- In
applying for credit, you agree that we may request
consumer credit reports from one or more credit
reporting agencies in connection with your application
and the administration of such application. You also
authorize us to exchange credit information concerning
you or your use of the Account with (and answer
questions and requests from) others, such as merchants,
other lenders and credit reporting agencies.
• MyAutoLoan123.ca does not knowingly offer its
products and services to minors. Similarly, MyAutoLoan123.ca
does not collect information about children.
Access to Account Information and Correction of Error
Questions
MyAutoLoan123.ca is committed to customer service and
privacy. If you have any questions, comments or concerns
regarding our Privacy Policy and its implementation,
please do not hesitate to e-mail us at info@MyAutoLoan123.ca |